Overdue Invoice and Cash Gap Simulator
See how unpaid customer invoices affect your bank balance over the next eight weeks, and what changes if they are collected now.
Your numbers
| Customer | Amount ($) | Days overdue |
|---|---|---|
CSV columns: customer, amount, days overdue.
Calculations run in your browser. Nothing you enter is sent to or stored by AccoTiva.
Results
—Total overdue
—Over 60 days overdue
—Lowest balance if delayed
—Lowest balance if collected now
| Week | If delayed | If collected now |
|---|
Why overdue invoices create a cash gap
Revenue is recorded when you invoice, but you can only spend cash once a customer pays. Each week an invoice stays unpaid, your payroll, rent and suppliers still have to be paid from your existing balance.
- Send invoices promptly and state clear payment terms.
- Review your aging report weekly and follow up as soon as an invoice is late.
- Offer convenient payment methods such as ACH, EFT or card.
Related: receivables and payables services, AR aging report explained.
Want numbers you can rely on every month?
A tool is only as good as the books behind it. AccoTiva keeps your records reconciled so calculations like this reflect reality.