A finance partner built for ambitious SMBs.
AccoTiva is a remote bookkeeping and accounting support firm focused on small and growing businesses across the United States, with specialization in e-commerce, restaurants, construction, professional services, and modern service businesses.
Muntzer Naqvi
Muntzer founded AccoTiva to give US business owners clear, dependable financial records without the overhead of a large firm. He brings more than five years of bookkeeping and accounting experience and is a QuickBooks Online ProAdvisor.
He believes great bookkeeping is invisible: numbers just appear on time, every month, in plain English — so founders can stop firefighting and start operating.
Our mission
Replace bookkeeping anxiety with a calm monthly rhythm: clean numbers, clear reports, and a real human who picks up when you call. We measure success by how quickly our clients can answer "how is the business doing?" — and trust the answer.
What we believe
- ✦ Bookkeeping is strategy, not data entry.
- ✦ Monthly reports should be readable in 90 seconds.
- ✦ Software is a tool, not the relationship.
- ✦ Fixed fees. No surprises. Ever.
From spreadsheet rescue missions to a finance practice.
AccoTiva was created to solve a common problem for US small businesses: financial records that fall behind while owners are busy serving customers and growing the company. Our role is to restore a dependable monthly rhythm with reconciled accounts, documented work, and reports that are easy to understand.
Today AccoTiva works remotely with e-commerce sellers, restaurants, construction and property businesses, agencies, SaaS companies, and professional service firms across US time zones. We coordinate with each client's CPA, payroll provider, and tax adviser when specialist filing support is required.
Four values we won't compromise on.
Clarity over jargon
Every number we send comes with a one-line explanation. If you can't use it to make a decision, we haven't finished the job.
Accuracy, always
Reconciled to the cent, every month, with documented audit trails. We rebuild from source documents, not guesswork.
Modern tooling
QuickBooks, Xero, Hubdoc, Dext, A2X, Stripe, Shopify — we know the stack and we keep it running smoothly.
Operator empathy
We've run businesses, we've made payroll, we've sweated cash. We treat your numbers like our own.
A calm, predictable rhythm.
Discover
A 30-minute call to understand your business, current stack, and pain points.
Plan
A fixed-fee proposal within 48 hours, with scope and timelines mapped to your needs.
Onboard
We connect software, request access, and migrate or clean up your existing books.
Operate
Monthly close, reports, and a real human reachable by email — every month, on schedule.
Industries we know inside-out.
E-commerce & D2C
Shopify, Amazon FBA, Etsy, eBay, WooCommerce.
Restaurants & Food
Cafés, QSR, full-service, multi-location groups.
SaaS & Tech
MRR/ARR, deferred revenue, investor-ready P&Ls.
Agencies & Studios
Project profitability and utilisation tracking.
Construction & Services
Job costing, contractor tracking, payroll support, and project reporting.
Health & Wellness
Clinics, studios, and multi-practitioner billing.
Want to meet the team?
Book a free 30-minute call with Muntzer or a senior bookkeeper.
Book a call →